Group Health Insurance Policy - Liberty General Insurance

Group Health Insurance

Accidents, illnesses, emergencies; we are all surrounded by different kinds of risks in our day to day lives. This, along with the ever rising costs of healthcare and hospitalization, indicates how financial troubles are not far away from emergencies. With Liberty General Group Health Insurance Policy, you can provide your members or employees the benefits of a flexible health insurance plan that can be customized according to your requirements. This one year renewable contact can cover your employees under a single policy.

Features & Benefits

Age for policy entry: 18 years to 65 years. The plan is also available as a family floater and will include even children over 3 months of age. The ‘family’ in this context refers to spouse, children and dependent parents / parent-in-laws and siblings.

Coverage options: Individual and family floater

Sum insured: From Rs. 50000 to Rs. 1000000

Geographical limit: Indian territories

Availability of a free look period: Yes. Of 15 days.

Coverage

Policy Inclusion

In-Patient Hospital Service: Includes hospitalization costs due to an illness or accident. This includes:
- Room rent, boarding expenses, nursing
- ICU charges, OT Charges, Anesthetist charges, Surgical Fees, Oxygen, Blood, and their administration
- Physical therapy, medicines consumed on the premises
- Investigation Services
- Cost of prosthetics or other devices implanted during a procedure
Pre and post hospitalization costs
Day Care
Emergency Ambulance Charges
Domiciliary Hospitalization Treatment

The above mentioned list is not exhaustive. Please read the policy wordings, for a detailed list of Inclusions & other details.

Optional Add-on covers

Enhanced Pre & Post Hospitalization Expense
Maternity Expenses from day one of policy period / with waiting period of nine months
Reimbursement of Organ Donor Expenses
Pre-existing Conditions Coverage
30 days Waiting Period Waiver
First Year Waiting Period Waiver
Baby Day One Cover
Listed Critical Illness Cover (Lump sum / Reimbursement basis)
Evacuation & Repatriation Expenses
Top up Cover
Medical Aids Extension
Out Patient Dental Treatment
Personal Accident Cover
Lasik Surgery Cover for refractive error
Infertility Treatment

The above mentioned list is not exhaustive. Please read the policy wordings, for a detailed list of Inclusions & other details.

Listen to Our Customers

The contents of your newsletter are quite interesting and informative.

This will help in creating awareness in the industry about the loss prevention and good maintenance.

Thanks for the good work you are doing.

M.Rajaram

The Client has highly appreciated the inputs and report from Mr. Sudhanshu.
Its because of him we were able to convince the client to move to Liberty along with local sales support.

Rohit Kapoor

We find the report is very exhaustive in bringing out the risk exposures and the works the client has to carry out for risk elimination. Surely the client will be benefited by the suggestions you have put forth.

Gurudutt