banner Image

This is what our world is all about

Come, discover it for yourself.

Topics

Car Insurance Guide Two-Wheeler Insurance Guide Health Insurance Guide

Article

Types of Insurance

Feb 12,2019

Insurance is a contract between two parties – the insured (beneficiary) and the insurer (company). The insurer promises to pay a pre-fixed amount to the beneficiary upon the occurrence of a contingent event. To receive the amount, the beneficiary must make regular payments called premiums.

Car Insurance Guide

Jul 07,2019

Car insurance is an integral part of your vehicle journey, but it’s up to you to choose the right policy for yourself. At Liberty General Insurance, our car insurance ensures that you will get reimbursed as per the terms and conditions.

Comprehensive Car Insurance

Jul 07,2019

Comprehensive insurance coverage provides another level of coverage in the event of an accident with another vehicle. It may help pay for damage to your car due to incidents like damage from inclement weather, floods, fire, and theft

IDV in Car Insurance

Jul 07,2019

Car insurance policyis taken by the owner to protect her vehicle from damages and/or loss arising from unavoidable and unforeseen circumstances. It provides cover against theft, total/partial damage caused to the vehicle.

What is IDV in car insurance & its importance

Jul 07,2019

The formula used to calculate IDV is given below: IDV= (Manufacturer’s listed selling price- depreciation) + (Accessories not included in listed selling price - depreciation) excluding registration and insurance costs.

Step by Step Guide For Getting A Duplicate Copy Of Your Car Insurance Documents

Jul 03,2019

When you buy a car, the first thing you need to do is insure it. While the Motor Vehicle Act of 1988 makes it mandatory for all car owners to purchase a third party liability cover that offers protection in case of road accidents and its devastating outcomes; you also have the choice to invest in a comprehensive car insurance policy

Road Tax – Rules And Regulations You Should Know About

Jul 03,2019

Road tax refers to the tax levied on all vehicles. All vehicle owners need to pay this tax before they start using their vehicle on public roads.

6 Car Maintainance Tips

June 03,2019

Car maintenance not only improves its performance, but also helps save money on repairs and enables you to procure a good deal when you choose to sell off your car for a new one. Yes, it is very important to maintain your car,and you shouldn’t ever ignore sending it to the service facility as per the maintenance schedule provided by your car dealer.

Benefits of Long Term Car Insurance Policy

June 03,2019

As the name suggests, a long term insurance policy is one that comes with a longer period validity. As of September 2018, the Insurance Regulatory and Development Authority of India (IRDAI) and the Supreme Court of India, issued a mandate stating that all new vehicle owners have to purchase long term insurance policies.

Different Types of Cars Explained! A Detailed Guide

June 03,2019

Buying a car today requires quite a lot of research as car owners are spoilt for choice. It is no longer a matter of choosing a car based on your budget and your family size. Today, cars can be selected based on their utility

Driving without vehicle insurance: what are the penalties?

June 03,2019

All of us are overjoyed when we buy our first car, and naturally so. We spend a lot of time and money on purchasing the finest car accessories of our choice. Whether it is a state of the art music system, LCD screens for navigation or even classy seat covers, we pay a lot of attention to making our car swanky.

How To Transfer Car Insurance To New Owner

Jun 03,2019

The market for second hand vehicles is extremely large in India. Many new riders and drivers often prefer to drive a used vehicle so as to prevent any major damages arising due to accidents when one has just begun to drive. Yet others find second hand cars much more affordable than brand new ones. It is therefore not common for people to own used vehicles any more.

Third Party Car Insurance & its Benefits

Jun 03,2019

Typically, there are two types of insurance covers available for vehicles – comprehensive insurance cover and third party insurance cover. While the former is optional, the latter is mandatory for all vehicle owners. Let’s find out what is third party insurance cover and what its advantages are?

What Is No Claim Bonus In Car Insurance

Jun 03,2019

Car insurance providers offer a reward or an incentive to drivers for following traffic regulations and safe driving. This reward is essentially a bonus that is provided for every year in which an individual does not make a claim on his insurance policy and is known as a no-claims bonus.

Understanding the Importance of Car Insurance

Jun 03,2019

one can never predict when something unfortunate can occur. While you may be a safe rider, there is no guarantee that others are, and if you are in an accident, not having car insurance can result in some difficult consequences.

Zero Depreciation Cover for your Automobile

Jun 03,2019

Depreciation has an impact on the claim settlement about car insurance. One might assume that comprehensive car insurance will eliminate any out of pocket expenses, but you are wrong. Whenever you file a claim for car insurance, the insurance company will determine the amount payable after considering depreciation.

Bike Insurance Benefits

June 03,2019

As the number of vehicles on roads increases, accidents, and related unfortunate incidents. It is not compulsory that accidents have to happen due to your negligence;it can be due to the other party’s negligence. Apart from the injuries, damages to the vehicle and associated stress, it also takes a toll on your finances.

Comprehensive vs Third Party Two Wheeler Insurance

June 03,2019

Two-wheeler insurance is a motor insurance which is categorized under General Insurance. Two-wheeler insurance policies are broadly classified into two types viz., (i) Comprehensive Policy coverage, also known as Comprehensive Package Policy and (ii) Third Party Liability Insurance policy coverage.

GST on two wheelers

June 03,2019

The two-wheeler Automobile segment is broadly classifiable under two segments, viz., those of Engine Capacity of less than 350cc and those of above 350 cc. While the segment above 350cc is generally perceived as Luxury bikes segment, the segment below 350 cc is generally perceived as Luxury bikes segment, the segment below 350 cc (particularly those of less than 120 cc) cater for the basic mobility to the masses in India.

Bike Traffic Rules

June 03,2019

The joy of riding a bike is priceless. If you want to keep it that way, it is important that you follow the rules laid out by the government. Indian roads witness approximately 400 deaths every day in to road accidents.About 5 lakh road accidents take place where in around 1.5 lakh people die and another 3 lakh get injured.

How to Renew Your Two-Wheeler Insurance after expiry?

June 03,2019

In 2018, around two crore two-wheelers were sold across the country. This number highlights how well the two-wheeler industry has done in India. The rise in two-wheeler purchases also means that two-wheeler insurance is mandatory, as per the Motor Vehicle Act.

Media Centre

Liberty Mutual Insurance Group Announces
New Joint Venture Partnership for Indian
Company

Know More

Articles

Difference between Multi Year & Single Year Two-wheeler Insurance

Chances are that you are among a large number of people who forget to renew their vehicle insurance ....

Know More

Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656

2019 Liberty General Insurance Ltd.

Reg Office: 10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013

Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty General Insurance Limited under license. For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale.