Health Insurance Policy

HealthPrime Connect – Essential Plan

If you are worried about the growing risk of infectious diseases and lifestyle-related illnesses, and the rapidly rising cost of medical treatment, then you need to consider our HealthPrime Connect Essential Plan.

The comprehensive policy provides financial protection when you need it most – when you or your family require medical treatment. The plan packs a wealth of features and benefits into one compelling package, including financial cover from Rs 10 lakh to Rs 50 lakh, pre- and post-hospitalisation, no copay or sub-limits, claim-free bonuses and lifestyle and renewal benefits.

Key Benefits of Essential Comprehensive Health Insurance Policy

Some of the main Essential Comprehensive Health Insurance Policy benefits offered as part of HealthPrime Connect Policy are as follows:
  • Attractive Renewal Benefits

    Expenses covered

    Inpatient treatment (> 24 hours) and daycare treatment (< 24 hours) and Pre- and post-hospitalisation: 60 days pre and 90 days post

  • Free Look Period

    Allowances

    Hospital Daily Cash: Rs 1000 per day max up to 10th day of continuous Hospitalization and Ambulance charges: Rs 2500

  • Unique Loyalty Perk Benefits

    Special Expenses

    Second opinion & Screening and treatment of organ donor (up to Sum Insured)

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Features and benefits of HealthPrime Connect – Essential Plan

1. Sum Insured:

  • Opt for healthcare cover from Rs 10 lakh to Rs 50 lakh with no copay or sub-limits

2. Expenses covered:

  • Inpatient treatment (> 24 hours) and daycare treatment (< 24 hours)
  • Pre- and post-hospitalisation: 60 days pre and 90 days post
  • Domiciliary treatment: Expenses up to 10% of the Sum Insured

3. Allowances:

  • Hospital Daily Cash: Rs 1000 per day up to 10 days
  • Ambulance charges: Rs 2500

4. Special Expenses:

  • Second opinion
  • Screening and treatment of organ donor (up to Sum Insured)

5. Wellness benefits:

  • Preventive care services
  • Earn and Burn: Get rewards for leading a healthier lifestyle

6. Restoration benefits:

  • 100% of your exhausted Sum Insured is restored to cover any unrelated event in the same year

7. Emergency assistance while you are 150-km away from your permanent residence

8. Renewal Benefits:

  • Earn a Stay Fit perks of Rs 10,000 after two consecutive claim-free year renewals. You can use the reward for any non-medical expense
  • Get a cashless checkup on every renewal
  • Enjoy an increase in your Basic Sum Insured by 10% for every claim-free year
  • Change or enhance your cover when you renew

Frequently Asked Questions(Essential Health Insurance Policy)

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Q 1. What is the age limit to buy the policy?

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Entry age: Minimum is 18 years and maximum 65. Children between 91 days and 25 years can be covered as dependents

Q 2. Does this policy offer individual and floater plans?

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Yes, based on your needs, you can opt for an individual or floater plan.

Q 3. How many people can I cover in the policy?

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In an individual plan, you can cover yourself, your spouse, children, parents, siblings, son-in-law, daughter-in-law, parents-in-law, grandchildren and grandparents. If you choose to cover more than two members, you are eligible for a 10% discount.
In a floater plan, you can cover a maximum of two adults and three children.

Q 4. How much cover can I get?

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You can opt for cover ranging from Rs 10 lakh to Rs Rs 50 lakh based on your needs.

Q 5. Do I have to pay anything out of my pocket before I can claim insurance?

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No. The Essential Plan has no copay and no sub-limits.

Q 6. What Can I pay the premium in EMIs?

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Yes, you can pay the premium in easy instalments half-yearly in two instalments, quarterly in four instalments or monthly in 12 instalments.

Q 7. Is global coverage available with this plan?

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No. Optional worldwide coverage is available with Optimum and Optimum plus plans.

Q 8. Can I get cover for pre-existing conditions?

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Yes, but only after 48 months of continuous coverage

Q 09. How are my claims processed?

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Claims are processed by a dedicated in-house team. You can read about our claim process here.

Disclaimer:

Product Name:-HealthPrime Connect - Essential Plan - Liberty General Insurance Limited , Product UIN: LIBHLIP19050V011920.

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Health Insurance Reviews

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Average RatingBased on 35 Ratings

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Ankur Sir

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07/07/2018 10:51:28 AM
Category: General Insurance

Liberty General Insurance offers the best health insurance in India. The plans available with the company are so many...

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Prabhunath Bisht

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08/07/2018 10:51:28 AM
Category: General Insurance

If you are looking for the best health insurance plans in India, I suggest you go for Liberty General Insurance ...

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Arvind Chaudhary

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10/07/2018 10:51:28 AM
Category: General Insurance

Liberty offers the best health insurance policy in the market in terms of coverage. I did a very thorough...

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Balesh Singh

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12/07/2018 10:51:28 AM
Category: General Insurance

I was looking for a health policy that would provide coverage for at least 2 years, so that I wouldn’t have to renew...

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Deepika Dass

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13/07/2018 10:51:28 AM
Category: General Insurance

I wanted an extra health insurance plan, as the insurance cover from my employer wasn’t enough. I looked at a...

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Dilip Dubey

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14/07/2018 10:51:28 AM
Category: General Insurance

Motor insurance covers several type of vehicle including two, three, and four wheelers. Typical Motor Insurance Policies...

Health Insurance Blogs

Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656

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