HealthPrime Connect – Optimum Plus Plan

1. High Sum Insured:

• Get the best treatment possible with coverage ranging from Rs 75 lakh to Rs 1 crore.

2. All expenses paid:

• Inpatient and daycare treatment
• Maximum pre- and post-hospitalisation coverage from 90 days pre to 180 days post
• Worry-free treatment at home, with coverage of 10% of Sum Insured.

3. Allowances:

• Hospital Daily Cash: Rs 4000 per day max up to 10th day
• Ambulance charges: Rs 8000
• Nursing Allowance: Rs 4000 per day

4. Special Expenses:

• Get more confidence in diagnosis or course of treatment with a second opinion
• Screening and treatment of organ donor (up to Sum Insured)

5. Maternity and childcare expenses:

• Give the mother and child the loving care they deserve with extensive maternity and childcare benefits.
• Maternity expenses up to Rs 150000
• Antenatal and postnatal care up to Rs 15000
• Infant care up to Rs 20000
• Baby vaccinations till age 3 up to Rs 10000
• Screening of newborn up to Rs 6000
• Banking of stem cell from the umbilical cord for the first year up to Rs 10000

6. Expenses on special treatments

• AYUSH treatment (10% of SI)
• Laser eye surgery (Rs 50000)
• Vaccination against animal bite (Rs 7000)
• Obesity treatment if BMI is >40 (Rs 500000)
• Infertility treatment (Rs 100000)

7. Wellness benefits including preventive care services and earn and burn rewards for a healthy lifestyle

8. Enjoy 100% restoration of Sum Insured if you have exhausted it and use it for an unrelated claim in the same year.

9. Get Emergency assistance while you are 150-km away from your permanent residence

10. Renewal Benefits:

• Earn Rs 10,000 reward on renewal after two claim-free years. Use the bonus for non-medical expenses
• Enjoy cashless checkup on every renewal
• Increase your Basic Sum Insured by 10% every claim-free year
• Increase or change your cover during renewal

11. Optional benefits:

• Cumulative Bonus Enhancer: Add 25% to your Basic Sum Insured after every claim-free year (up to 150%)
• Avail of special Sum Insured limits of Rs 10000, Rs 15000, Rs 20000 and Rs 30000 for OPD expenses
• Crtical Illness & Personal Accident Cover:
  • Critical Illness Cover – Get to choose the Sum Insured of Rs 500000 or Rs. 1000000
  • Persona Accident Cover - Up to 100% or 150% of Critical Illness Sum Inured
  • Adventure sports – Get Up to 10% of Personal Accident Sum Insured
• Get up to 50% of Basic Sum Insured as worldwide coverage